Buyer tools / Affordability
Find a budget that leaves room for life.
Private planning estimates with visible assumptions. Review the official sources and get individual lender or legal advice before committing.
Your planning inputs
Illustrative defaults only. All calculations run on this device. Exact financial inputs are never submitted or placed in URLs.
Know your numbers
A little clarity goes a long way.
Adjust the illustrative inputs and calculate to see the assumptions, working and timing implications.
Planning estimate, not loan approval. Policy verified 2026-11-06; dates beyond this review need re-verification. No grant or refund is promised.
Policy sources and assumptions
- IRAS: BSD ↗ · effective 2023-02-15
- IRAS: ABSD ↗ · effective 2023-04-27
- MoneySense: financing ↗
- MAS: TDSR / MSR ↗
- MAS income assessment method ↗
- MAS assessment-rate floor ↗
- CPF usage checker ↗